Ambledown is one of the leading health insurance product providers in South Africa with over 1 million lives covered by policies administered by AFS Gap Cover (or similar) policy holders. We are founded on the principles of innovation and providing the right product to the consumer.


Over the years Ambledown has been the first to introduce product innovations that have changed the South African gap cover market. Ambledown prides itself on being pioneers, having been the first insurance provider to introduce a medical scheme contribution waiver on death or disability.


Ambledown offers a variety of gap cover solutions to suit your specific needs. We aim to provide products that are affordable and cover you and your immediate family for the shortfall (Gap) resulting from specific Medical Practitioner charges above the Medical Aid Tariff.